How can your business keep funds working?


At FCB, Our Resource Certificates of Deposit provide you a low risk investment with a fixed interest rate; a secure way for your business to earn interest. Our CDs offer a variety of maturities, and we can help you identify the certificate that will fit the investment objectives and liquidity requirements of your business. Features include:

  • $1000 required minimum deposit

  • Interest accrued daily and paid monthly, quarterly, semiannually, annually or at maturity (on terms less than 12 months)

  • Various terms available

  • Interest rate guaranteed for term of investment

  • Automatic renewal option at maturity

  • Funds in CDs are combined with other accounts of the same entity and insured by the FDIC up to the current available limits

  • Penalties for early withdrawal may apply

Certificate of Deposit Account Registry® Service (CDARS) provides security and peace of mind beyond the $250,000 FDIC insurance coverage. Because First Community Bank is a member of the CDARS network you can invest multiple millions of dollars and still be eligible for FDIC insurance on every dollar. Any funds you deposit in a CD in excess of the $250,000 coverage amount are placed in CD accounts with other banks in the CDARS network, giving you access to many banks while you enjoy the convenience of dealing with one.

With CDARs, you have the convenience of One Bank, One Rate, and One Statement.

One Bank – access multi-million-dollar FDIC Insurance coverage by working directly with just one bank – First Community Bank, the bank you know and trust.

One Rate – earn one rate for each CD maturity and enjoy the option of reinvesting them through a simple process.
One Statement – receive one easy-to-read statement summarizing all of your CDARs CD holdings.

CDARs can allow you to reduce administrative expenses –
  • Eliminate time spent managing multiple bank relationships

  • Eliminate the effort of manually consolidating monthly statements

  • Eliminate the need to monitor changing collateral

  • Eliminate time spent administering various interest rates

  • Eliminate time spent organizing interest disbursements from various sources

Resource Business Savings

Platinum Money Market Account

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Your resource for business banking.