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Certificates of Deposit

First Community Bank certificates of deposit provide you with a valuable, secure investment to earn interest on your money. Our CDs offer a variety of maturities that fit your investment needs.

  • $1000 minimum deposit required

  • Interest is accrued daily and paid monthly, quarterly, semiannually, annually or at maturity

  • Penalties apply for early withdrawal

  • Various terms available

  • Fixed interest rate for term of CD

  • Automatically renewable

Certificate of Deposit Account Registry Service® (CDARS)

CDARS provides security and peace of mind beyond the $250,000 FDIC insurance. You can invest multiple millions of dollars and still be eligible for FDIC insurance on every dollar. Any funds you deposit in a CD in excess of the $250,000 coverage amount are placed in CD accounts with other banks in the CDARS network, giving you access to many banks with the convenience of dealing with one.